The Muster Station
Cruise Credit Card Hold: What to Expect
Initial Charge and Authorization
Upon booking a cruise, guests can expect to see an initial pending charge or authorization of 9975 on their credit card. This hold is temporary and will be released after embarkation.
Embarkation Day Hold
On embarkation day, an additional bank hold of up to 200, depending on the cruise length, will be placed on credit cards. This hold ensures that the guest has sufficient funds available for onboard expenses.
Planning Ahead
Before embarking on a cruise, it's important to plan for the credit card hold. Guests should notify their bank to avoid any potential issues with credit limits.
Cruise-Specific Policies
Different cruise lines may have slightly different policies regarding credit card holds. For example, some lines may release the initial authorization after a few days, while others may hold it until the cruise is completed.
Additional Charges
In addition to the initial hold, guests may also incur additional charges onboard, such as for shore excursions, dining, and other amenities. It's important to keep track of these expenses to avoid any surprises at the end of the cruise.
Bankrate
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